The Power of Tax-Deferred Growth Why are 401(k) plans, annuities, and IRAs so popular? Share | Related Content Ready for Retirement? Are you ready for retirement? Here are five words you should consider. What Is a Stretch IRA? If you have a traditional IRA, you may have the opportunity to extend its tax-deferred status across multiple generations. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.